The Convenience of Technology

At SunTrust Mortgage, we believe that by hiring the best people and providing them with leading technology, we can serve our clients and run our business more successfully. We invest millions of dollars each year to support greater technological efficiency.

We're proud of SunTrust Mortgage's user-friendly business-to-business website, STMPartners.com. The focus of STMPartners.com is to deliver tools to our clients that will enhance the daily flow of business to SunTrust Mortgage. We've combined modern technology in our industry with something our clients are already very familiar with -- our personal service.

Below is a brief overview of what STMPartners.com allows our clients to do online:

• Choose a loan program and receive rate-sheet pricing with register/lock options
• View and print or download current rates anytime
• Easily find product information in the online SunTrust Mortgage Broker Seller Guide
• Locate a particular borrower or loan with Pipeline Manager
• Download and customize online private label marketing flyers
• Retrieve electronic Web Docs from SunTrust Mortgage, instead of waiting for faxes
• Use the Work Queue feature to import a file for AUS registration
• Import a loan file to eliminate re-keying of data
• Submit files electronically to Fannie Mae's Automated Underwriting Systems
• View underwriting findings and credit reports online
• Register/lock imported loans with the click of a button
• View a brief on-line training presentation

Helping our Account Executives grow their business is a top priority for us. In this spirit, we've also designed the SunTrust Mortgage Intranet site to provide fast, easy access to the information and tools you need to be successful. Whether it's looking up information on the latest training courses or printing marketing flyers for a broker client, we've got you covered -- 24 hours a day, seven days a week.

Here are just a few of the things you'll find on the SunTrust Mortgage Intranet:

• Production reports: Access to daily pipeline reporting
• Training: Tools to help you improve your potential
• Corporate communications: News of what's going on at SunTrust Mortgage
• Marketing materials: A variety of marketing flyers and presentations that can be customized, downloaded, and printed from our online Marketing Library