Point of Sale (POS) Approvals are one of the innovative ways that SunTrust Mortgage loan officers can outdistance their competitors.

With pre-application counseling, most borrowers are able to provide alternative documentation during the application process. Using your laptop's interface capabilities, you can then obtain on-the-spot approval from credit bureaus and agencies (FNMA or FHLMC). This allows you to give applicants an immediate written approval on their loan.

By significantly shortening traditional approval time, the POS program rewards our customers with a higher level of service. It can also lead to incremental business, particularly from builders, because of our ability to deliver firm commitments at the point of application. The bottom line is greater productivity for you — more loans in less time than before.

For technologically savvy customers, you can make the process even easier. How about online applications in your virtual office?