Our loan officers' laptop computers are loaded with all the software they need to conduct day-to-day business, including application and credit reporting repository interface, interface with multiple decisioning engines, and access to Internet and intranet service providers, plus the Microsoft® suite of business programs including Microsoft Outlook email.

We provide you the laptop hardware and software, help-desk support, and upgrades at no cost, because we believe they give you a number of competitive advantages:

• Flexibility to meet the customer in whatever way is most convenient. You'll have the tools you need to contact the customer as and when you choose — whether it's face-to-face or by phone, e-mail, or traditional mail.
• Faster decisions. Loan data you capture in the field can interface with the loan decisioning system. Enhancements such as desktop underwriting (DU) and laptop processing (LP) allow you to get more loans approved in the branches, without involving an underwriter.
• Better productivity. With a laptop, you can be ready for Point of Sale Approval (POS) on an off-site sales call. The data you enter can be immediately uploaded to our mainframe, eliminating the time and potential errors involved in re-keying information.
• 24x7 virtual office. Applications entered via your Web site can be downloaded to your laptop.