“The following presentation was made on June 6, 2006, and the statements in it speak

only as of such date.  SunTrust does not undertake to update any forward-looking

statement to reflect circumstances or events that occur after the statement was made.

“This presentation was made in conjunction with the financial statements, notes and

other information contained in the Company’s Quarterly Report for the period ended

March 31, 2006 on Form 10-Q and the 2005 Annual Report found on Form 10-K.

“This presentation includes non-GAAP financial measures to describe SunTrust’s

performance.  The reconciliation of those measures to GAAP measures can be

found in the appendix of this presentation. 

“The following presentation may contain forward-looking statements (within the meaning

of the Private Securities Litigation Reform Act of 1995) which involve significant risks

and uncertainties. Actual results could differ materially from those contained in or

implied by such statements for a variety of reasons, some of which are described in

the Company’s Annual Report on Form 10-K under the heading “Risk Factors,” as

supplemented by the Company’s Quarterly Report on Form 10-Q.

“This presentation contains written material which supplements the oral presentation.” 

By clicking the button below you are signing an online agreement to view the President

of SunTrust Mortgage's Investor Presentation.