“The following presentation was made on June 6, 2006, and the statements in it speak only as

of such date.  SunTrust does not undertake to update any forward-looking statement to reflect

circumstances or events that occur after the statement was made.

“This presentation was made in conjunction with the financial statements, notes and other

information contained in the Company’s Quarterly Report for the period ended March 31, 2006

on Form 10-Q and the 2005 Annual Report found on Form 10-K.

“This presentation includes non-GAAP financial measures to describe SunTrust’s

performance.  The reconciliation of those measures to GAAP measures can be found in the

appendix of this presentation. 

“The following presentation may contain forward-looking statements (within the meaning of the

Private Securities Litigation Reform Act of 1995) which involve significant risks and

uncertainties. Actual results could differ materially from those contained in or implied by such

statements for a variety of reasons, some of which are described in the Company’s Annual

Report on Form 10-K under the heading “Risk Factors,” as supplemented by the Company’s

Quarterly Report on Form 10-Q.

“This presentation contains written material which supplements the oral presentation.” 

By clicking the button below you are signing an online agreement to view the President of

SunTrust Mortgage's Investor Presentation.