Vital statistics Through December 31, 2005

Servicing portfolio: $ 105.56 billion

Number of investors: 288

Loans originated: $ 35.97 billion

Number of correspondents: 1,064

Loans purchased: $ 11.68 billion

Number of brokers: 5,170

Total production: $ 47.65 billion

Number of locations: 170

Number of loans serviced: 733,657

Number of permanent employees: 3,856

Organization.
SunTrust Mortgage, Inc. is a wholly-owned subsidiary of SunTrust Bank - a $179.7 billion financial institution operating in Virginia, the District of Columbia, Maryland, North Carolina, South Carolina, Georgia, Alabama, Tennessee and Florida. Currently, SunTrust Mortgage, Inc. originates loans through 170 locations in SunTrust markets and adjacent states, maintains correspondent and broker relationships in 49 states, and services loans in 50 states and the District of Columbia.

Strategic focus.
Day-to-day activities in all of SunTrust Mortgage's endeavors reflect five fundamental corporate priorities:

• Maintaining a strong balance sheet

• Emphasizing credit quality
• Focusing on income and cost management
• Delivering superior customer service
• Maintaining a highly skilled and motivated work force

Business orientation.
To provide our customers greater value for their money than any competing residential mortgage service provider and, in turn, have that value reflected in a superior return for our shareholders.

Senior management.
Sterling Edmunds, Jr., CMB, President and CEO
Robert S. Reynolds, EVP/Chief Administrative Officer
Glenn A. Carter, EVP/Mid-Atlantic Group LOB Manager
James G. Carter, SVP/National Correspondent Division Manager
David Conners, SVP/Senior Financial Officer
Dean Driskill, EVP/Carolina Group LOB Manager
Alex Jacobs, SVP/National Wholesale Division Manager
Katie Jones, SVP/Senior Human Resources Relationship Manager
Elaine Lee, SVP/National Retail Operations & Efficiency Manager
Scott Maxwell, EVP/Florida Group LOB Manager
Cheryl A. Nolda, EVP/Marketing Director
Dave Robinson, SVP/Builder Services
Niki Scott, EVP/Central Group LOB Manager
Martha R. Simmons, EVP/National Retail Production Manager
Marvin Watts, EVP/Operations and Servicing Manager
Peter Wymann, SVP/Delivery Group Manager

Find out more about Our Parent Company, SunTrust Bank
Find out more about our products and services on the SunTrust Mortgage Home Page